Sanitas vs DKV: Which Health Insurance is Better for You in Alicante?

If you are looking for health insurance in Alicante, you are probably facing the big question: Sanitas or DKV? Both are excellent companies, but the best policy for you isn't decided by looking at a national comparison chart. It's decided by analyzing which company gives you access to the doctor you want, at the hospital that is close to you.

As local health insurance experts with an office in Alicante, we know the fine print. We'll explain the key differences that matter here, in our province.

The Real Difference: The Medical Network in Alicante

You can read hundreds of comparisons about which company has more centers in Spain. But let's be honest: do you care if they have a great hospital in Seville? What you need to know is what network covers you in Alicante, Elche, Benidorm, or Torrevieja.

This is where Sanitas makes a fundamental difference in the province. Our medical network gives you access to the reference centers you already know:

• Vithas Medimar International Hospital (Alicante)
• HLA Vistahermosa Hospital (Alicante)
• Quirónsalud Alicante
• Clínica del Remedio (Alicante)
• Quirónsalud Torrevieja
• Vithas Alicante Hospital (Perpetuo Socorro)
• And hundreds of specialists and clinics spread throughout the province.

The first question you should ask is not "how much does it cost?" but "is my trusted gynecologist or my children's pediatrician in the network?". As your local Sanitas Alicante advisors, we can check this with you instantly.

Sanitas vs DKV: Coverage Comparison

Although the medical network is vital, there are also differences in the policies you should be aware of. On a general level, this is what usually stands out in comparisons:

1. Co-payment System

This is one of the biggest differences.

• DKV: Tends to work with a standard co-payment. You pay a fixed amount (e.g., €10) for each visit or test, from day one. It's predictable.
• Sanitas: Offers the innovative progressive co-payment. In many of our policies (like Sanitas Más Salud), the first 6 services of the year cost you €0. From the seventh service onwards, you start paying a reduced co-payment. This greatly benefits those who only go to the doctor for check-ups or occasional issues.

2. Waiting Periods

Waiting periods (the time you must wait to use certain services) are similar in both. However, DKV sometimes promotes slightly shorter waiting periods for some tests or interventions.

The Key Opportunity: If you already have health insurance (with DKV or any other company) for over a year, Sanitas eliminates most waiting periods when you switch. We can manage this transfer from our Alicante office to ensure you don't lose your seniority.

3. Dental and Digital Coverage

• Dental: Historically, DKV has been recognized for including broad basic dental coverage in many of its policies. Sanitas also includes it, but our strength lies in the Milenium Dental Clinics network, with a very strong presence in Alicante.
• Digital: Both companies have very powerful apps. Sanitas stands out for its video consultation service, which allows you to talk to a general practitioner or specialist in minutes from your mobile, which is very useful for avoiding travel.

Why Contract with Sanitas Alicante (and not on a website)

Choosing a health insurance policy is an important decision. Comparison websites give you data, but they don't give you advice.

Our advantage is our proximity.

When you contract your Sanitas policy with us, you are not just another client number. You are our neighbor.

• Expert Local Advice: We won't sell you the most expensive policy, but the one that best suits your family and the doctors you use in Alicante.
• Personalized Management: A problem with an authorization? A question about a reimbursement? You won't call an impersonal 902 number. You'll call us, at your Alicante office, or you'll come and see us. We take care of managing it for you.
• Knowledge of the Terrain: We know which specialists have waiting lists or which are the most highly-rated in the province. We help you navigate the medical network efficiently.

Frequently Asked Questions about Sanitas and DKV in Alicante

What is better, Sanitas or DKV?

There is no single answer. If you value a predictable co-payment system (always paying the same), DKV is a great option. If you rarely go to the doctor and want to pay €0 for your check-ups, or if you value having the network of reference hospitals in Alicante (like Medimar or Vistahermosa), Sanitas is usually the best choice.

Which Alicante hospitals does Sanitas cover?

The main hospital groups in the province are with Sanitas, including Vithas Medimar, HLA Vistahermosa, Quirónsalud (Alicante and Torrevieja), and Clínica del Remedio, among many others.

Is Sanitas more expensive than DKV?

It depends on the policy. For equal coverage (no co-payment or low co-payment), prices are usually very competitive. Our job at Sanitas Alicante is to find the policy with the premium that best fits your budget without sacrificing the coverage you need.

Speak with a Health Insurance Expert in Alicante, No Obligation

Stop comparing generic tables. Your health and your family's health deserve a personalized analysis.

Come to our office in Alicante or give us a call. We will conduct a free study of your needs, compare what Sanitas offers versus DKV in practice, and give you an honest recommendation. No strings attached.

At Sanitas Alicante, we don't just sell insurance. We take care of the people in our city.