Civil Liability Insurance for Dogs in Alicante: Comply with the Law and Avoid Fines
If you're here, you've probably heard about the new Animal Welfare Law and have doubts. Is it mandatory for my dog? Does my home insurance cover it? How much is the fine in Alicante?
Generic internet content won't help you because the Valencian Community has its own rules, stricter than the national average. A "cheap online" insurance of €20 could leave you unprotected against a local sanction.
At Sanitas Alicante, we don't just sell you a policy. We guarantee that you comply with the specific regulations of our City Council and the Generalitat, giving you the certificate you need to walk with peace of mind.
What the Law Says in Alicante (And What They Don't Tell You Online)
National law requires Civil Liability (RC) Insurance for all dogs. But be careful: in the Valencian Community, regulations for dogs (especially PPP, but extending as a general recommendation) require a minimum insured capital of €180,000 (whereas in Madrid it is €120,000 and in Catalonia €150,000).
The problem? Many "low cost" insurances you see on Google offer the basic national coverage (€150,000). If you buy that insurance from Alicante, you could be violating regional regulations without knowing it.
Fines from €500 to €10,000
The Local Police of Alicante are starting to request this documentation. Not having insurance in order or not reaching the minimum capital can lead to fines starting at €500 (minor infraction) and can escalate quickly if there is an incident.
Does My Home Insurance Cover It?
This is the most frequent question in our Alicante office. The answer is: IT DEPENDS.
- Yes, if: Your home policy clearly states that it covers "domestic animals" AND the Family Civil Liability capital exceeds the €180,000 required here.
- No, if: You have a dog of a breed considered Potentially Dangerous (PPP). Most home insurances EXCLUDE PPPs or ask for a supplement that is usually more expensive than specific insurance.
- No, if: The policy is old and does not explicitly mention the pet (you need the chip number to appear in the specific conditions for the City Council to accept it).
Don't risk it. Bring your home policy to our office and we will confirm for FREE if it covers you or not.
The Sanitas Alicante Solution: 100% Legal Compliance
To save you trouble, we have designed a specific solution for dog owners in Alicante:
- Coverage Adapted to the Valencian Community: Our RC insurances exceed the minimum capital required by the Generalitat (we normally offer €200,000 or €300,000), so you are more than covered.
- Immediate Certificate: We issue the document with the chip number and policy details instantly, ready to present at the Alicante City Council Census Registry if required.
- Legal Defense Included: If your dog causes an accident (e.g., causes a motorcycle to fall or bites another dog), we not only pay for the damages but also provide lawyers to defend you against false or exaggerated claims.
And the price?
For much less than the cost of a minimum fine, you have the year covered. Also, if you hire the Health Pack (Vet + RC), the Civil Liability part is extremely economical.
Protect Your Dog (and Your Wallet) Today
Don't wait for the local police to stop you or to have a scare in the park.
Call now or stop by our office in Alicante. In 10 minutes you will leave with your dog insured, your certificate in hand, and the peace of mind of knowing that you comply with the law 100%.
